Insurance as a Shield Against Poverty
Poverty is usually a shock away. Insurance is the cheapest way to stop a bad month from becoming a lost decade, for a US family and a Nigerian farmer alike
00Essays, analysis, and opinion on AI, insurance, startups, and building in Africa.
Poverty is usually a shock away. Insurance is the cheapest way to stop a bad month from becoming a lost decade, for a US family and a Nigerian farmer alike
00Notes from the insurtech panel at Africa Tech Summit Nairobi — separating the trends that move penetration from the ones that just look good on stage.
00Giving AI memory and specialists is the leap from smart assistant to something closer to an organization
00Embedded insurance works best when it feels like a natural part of the product: timely, understandable cover backed by claims that actually work
00Insurtech in Africa isn't fighting user inertia — it's competing with faith. Why the real rival is the church, and what that means for how you sell cover
00Banks and fintechs already own the two things insurance lacks in Africa: distribution and trust. Why embedded cover is the natural next layer of every app
00In a low-trust market, nothing sells insurance like paying a claim fast. Why claims speed — not marketing spend — is the real growth engine for insurtech
00An honest, data-driven look at why Nigeria has underperformed its peers for a decade — and the institutional reforms that could reverse it
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